Job - SENIOR CREDIT MANAGER
SENIOR CREDIT MANAGER
Banking, Lusaka, Zambia

Our client, a large financial services conglomerate is seeking to recruit a Senior Credit Portfolio Manager to be tasked with the responsibility of overseeing and managing the day to day functions of the Credit Portfolio for Retail and Commercial Business.

Position Published
8 Nov 2019
Position Updated
8 Nov 2019
Applications Suspended
200 Applications
Talent Search
Completed
Shortlist Completed
8 Shortlisted
Interviews Pending
0 Interviewed
Job Offer Pending
70% Complete
70%
8 Nov
24775
Applications Suspended
Search Completed
Shortlist Completed
Interviews Pending
Job Offer Pending
200 Applications
8 Candidates Shortlisted
0 Candidates Interviewed
70% Complete
Job Specification
Reporting Structure
Reporting To
Head of Department
Supervision Of
Credit Team
Interacts With
Team, Clients
Job Description
Ensure that the standard of work meets all client expectations within minimum turnaround times and in line with credit policies
Assess and approve credit lending as directed in the credit mandate provided and follow standard operating procedures for lending that are not within own mandate to ensure that all exposures within portfolio are signed off by way of an approved limit or excess advice or status report.
Place high importance to ensure that daily excesses and expired limits are attended to in terms of excess policy process and expired limit process
Responsible for project managing any credit application that must go to the HQ for further signatures
Guide and support subordinates in their daily activities by way of training so that the daily activities of the portfolio are accomplished within deadlines and meet all standards
Responsible for ensuring that security documentation is held and that no disbursements are made without security being held and if any exposure does exist where security is outstanding then it must be reported and signed off in terms of excess operating procedures.
Responsible for ensuring that all accounts are categorized in accordance with account behaviour
Ensure that facility letters accurately reflect the content of the approved facility
Use initiative to solve general credit issues and deal with client requests
Candidate Specification
Experience
4 years
Education Level
Degree
Qualifications
A degree in Finance and Commerce or an equivalent professional qualification which has an emphasis on Accounting, Finance and Banking.
Software
Computer literate
Equipment
Job related
Knowledge Of
Credit Portfolio Management
Skills To
Excellent leadership, interpersonal, team and communication
Ability To
Communicate and function professionally with all levels of personnel and business partners across the organization
Personality
Other
Sound working knowledge of the overall operations of the loan/credit departments
Organisation
Industry
Banking
Culture
Well established
Gender Profile
Mixed
Age Profile
Between 28 and 48 years of age
Terms And Conditions
Employment
Permanent
Location
Lusaka, Zambia
Remuneration
Negotiable
This job is closed from applications.
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